Best Apps for Spreadsheet Diehards 2026
You have a working spreadsheet. You want automated bank feeds into it. You do not want someone else's dashboard. These are your options.
Best for Spreadsheets
Tiller Money
7.8
Best spreadsheet automation — Google Sheets and Excel, daily transaction import, template library
$79/yr — US banks only
Self-hosted options (free)
- Actual Budget: open-source, local-first, YNAB-like zero-based budgeting with no cloud dependency. Free. Requires self-hosting or their cloud service ($4/mo).
- Firefly III: open-source double-entry accounting for developers. Supports CSV import, API, and webhooks. Free to self-host.
- Beancount: plain-text double-entry accounting. Loved by developers and accountants. No UI — pure data files with Python reporting. Free.